Blogs
How Low Can They Go?
Posted by admin | Monday, November 21, 2011
Fixed mortgage interest rates on Murrells Inlet real estate continues to hover at record lows. Interest rates had fallen an additional amount once the Federal Reserve said it would shuffle its holdings to drive down long-term interest rates. Interest rates on a 30-year, fixed-rate mortgage hovered near 4 percent for the third consecutive week, remaining at 60-year lows, according to Freddie Mac. An average 15-year fixed-rate mortgage also slightly increased this week to 3.31 percent this week, down from last week's 3.3 percent. A drop in mortgage rates could provide some help to the economy if more people would refinance. When people refinance at lower rates, they pay less interest on their loans and have more money to spend, thus boosting the economy overall. Many people don’t realize that 100% of their refinancing (closing) costs can be wrapped back into the new loan amount. Many homeowners with good jobs and stable finances have already refinanced in the past year. Last year at this time, the 30-year, fixed-rate averaged at 4.39 percent. Freddie Mac spokesman Chad Wandler said the recent interest rates haven't been so low for at least 60 years since long-term rates began being recorded. There’s just no good reason not to consider purchasing properties among our Murrells Inlet real estate that are available at this time. In fact, all of our Murrells Inlet real estate is surrounded by an abundance of amazing natural beauty, with championship golf courses near by, and the vast Atlantic Ocean steps away. It’s a wonderful place to raise a family and a wonderful place to live.
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